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Synchrony FinancialSYF

Financials · Diversified Financials · NYSE · United States · synchrony.com

Synchrony Financial is a premier consumer financial services company delivering a comprehensive suite of credit products including credit cards, dual cards, and general purpose co-branded credit cards through programs with retailers, healthcare providers, and other businesses. The company offers financing solutions and loyalty programs for consumers and partners across the United States. Synchrony Financial is headquartered in Stamford, Connecticut.

Key ratios

EPS growth
18.9%TTM
2025 8.5%2024 64.7%2023 -15.6%
FCF / Sales
97.8%TTM
2025 101.0%2024 104.9%2023 112.2%
Net margin
35.5%TTM
2025 36.4%2024 37.3%2023 29.2%
ROA
2.9%TTM
2025 3.0%2024 3.0%2023 2.0%
ROE
20.8%TTM
2025 21.3%2024 23.0%2023 16.7%
Revenue growth
7.9%TTM
2025 3.9%2024 22.6%2023 -7.7%

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