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FirstCash Holdings, Inc.FCFS

Financials · Diversified Financials · NASDAQ · United States · firstcash.com

FirstCash is the leading international operator of pawn stores focused on serving cash- and credit-constrained consumers, operating more than 3,300 pawn stores in the U.S., Latin America and the U.K. Most stores buy and sell jewelry, electronics, tools and other merchandise and make small non-recourse pawn loans secured by pledged personal property. Pawn operations account for approximately 90% of net revenue, with the remainder provided by its wholly owned subsidiary AFF, a provider of customer payment solutions at the point of sale.

Key ratios

Operating cash flow growth
21.3%TTM
2025 8.5%2024 29.8%2023 -11.3%
EPS growth
34.9%TTM
2025 29.5%2024 19.4%2023 -10.5%
FCF / Sales
14.7%TTM
2025 14.5%2024 13.9%2023 11.3%
Net margin
9.4%TTM
2025 9.0%2024 7.6%2023 7.0%
ROA
8.3%TTM
2025 7.3%2024 6.4%2023 6.1%
ROE
17.4%TTM
2025 15.3%2024 12.8%2023 11.3%
Revenue growth
21.6%TTM
2025 8.0%2024 7.5%2023 15.5%

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